Stop fraud before it settles, without slowing good users down.
Fraud teams are stuck choosing between friction and losses. The Fraud & Risk Engine removes the trade-off: every event is scored in real time against a live ensemble of device intelligence, behavioral biometrics, velocity rules and a consortium network - then returned as an explainable decision with reason codes. Tune thresholds, ship custom rules, and review edge cases in the console, all without redeploying.
curl https://api.fleximinds.dev/v1/risk/score \
-H "Authorization: Bearer sk_live_••••" \
-d amount=4200 \
-d device_id=dvc_9f2 \
-d ip=203.0.113.7{
"decision": "review",
"risk_score": 62,
"reasons": ["new_device", "velocity_high"],
"recommended_action": "step_up_auth",
"latency_ms": 41
}Everything you need, nothing you don't.
Real-time decisions
Approve, review or decline in under 50ms - fast enough for the checkout and the login box alike.
Explainable verdicts
Every score returns ranked reason codes, so analysts and regulators always know the why.
Custom rules engine
Combine ML scores with your own policy rules and lists, versioned and testable in the console.
Consortium network
Learn from fraud patterns seen across the network without ever sharing raw customer data.
Three calls from raw input to decision.
Send the event
Post a transaction, signup or login with the signals you have - we enrich the rest.
Score in real time
Device, behavioral, velocity and network signals combine into a single risk decision.
Act on the verdict
Approve, step-up or block - with reason codes and a full audit trail for every call.
Where teams put it to work.
Fraud & Risk Engine plugs into the workflows you already run - and the other Fleximinds engines pick up from there.
Ready to ship Fraud & Risk Engine?
Get sandbox keys today and move to production when you are ready. Our team will help you scope the integration.